TopStubChecks.biz

Top Stub Checks

BEAUTIFUL BEACHES TOP STUB - 4 Rotating Scenes

Company:  123CheapChecks.com

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HIPPIE FLOWERS TOP STUB - 4 Rotating Scenes

Company:  123CheapChecks.com

Use coupon code 10off and save 10% off $30 orders!










AMERICA (TOP STUB) - 4 Rotating Scenes

Company:  Image Checks by Styles

Use coupon code ZWF515 and get free shipping & handling on all checks!




BLOOMS (TOP STUB) - 4 Rotating Scenes

Company:  Image Checks by Styles

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BOUTIQUE (TOP STUB) - 4 Rotating Scenes

Company:  Image Checks by Styles

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CONFETTI (TOP STUB) - 4 Rotating Scenes

Company:  Image Checks by Styles

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EXECUTIVE (TOP STUB) - 1 Scene

Company:  Image Checks by Styles

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FLIP FLOPS (TOP STUB) - 4 Rotating Scenes

Company:  Image Checks by Styles

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GUIDING LIGHTS 2 (TOP STUB) - 4 Rotating Scenes

Company:  Image Checks by Styles

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IMAGE CHECKS

Company:  Image Checks by Styles

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KISS IT GOODBYE (TOP STUB) - 4 Rotating Scenes

Company:  Image Checks by Styles

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LIL ANGELS (TOP STUB) - 4 Rotating Scenes

Company:  Image Checks by Styles

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MOUNTAIN REFLECTIONS (TOP STUB) - 4 Rotating Scenes

Company:  Image Checks by Styles

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PRECIOUS ANGELS (TOP STUB) - 4 Rotating Scenes

Company:  Image Checks by Styles

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SALSA (TOP STUB) - 4 Rotating Scenes

Company:  Image Checks by Styles

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SWEET MAHOGANY (TOP STUB) - 4 Rotating Scenes

Company:  Image Checks by Styles

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TROPICAL FISH (TOP STUB) - 4 Rotating Scenes

Company:  Image Checks by Styles

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VINTAGE (TOP STUB) - 1 Scene

Company:  Image Checks by Styles

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WILDLIFE (TOP STUB) - 4 Rotating Scenes

Company:  Image Checks by Styles

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Keep Your Financial Records Straight with Top Stub Checks

There are a few different styles of personal checks available for consumers. These include the side-tear checks, duplicate checks, and top stub checks. Each one offers a different incentive to check writing, but top-stub checks might actually be the best for balancing your checkbook.

Top stub personal checks are wire bound and include stubs at the top (hence the name "top stub" checks!) that help you keep track of your deposits and withdrawals. They are usually difficult to come by, although they can be very convenient.

Top stub personal checks generally have less design options than regular checks. Still, on most online stores you can find a variety of different themes, which vary from vintage to landscapes and modular patterns. You can also usually find your favorite characters such as Betty Boop and Disney.

Top stub personal checks typically have several different areas in which to write in. They can have a place for your balance forward, the deposit/credit, the total, how much the current check is being written for, and the ending balance. They also have a place for the date and to whom the check is being written for.

Using top stub checks can actually eliminate the reconciliation sheets at the back or your checkbook. Because you are balancing as you go, you won't have to do it again. You are able to see your balance even before you write your next check.

Using top stub checks can also eliminate the need for duplicate checks, which can make your checkbook messy. Since the stubs are small, they take up less room.

Some top-stub checks even have a box to check if the check you are writing is going to be for something that is tax deductible. This can be great if you itemize your taxes at the end of the year. Keeping accurate records of your items that are tax deductible eases the stress around tax time.

Another good thing about these checks is that they are incredibly professional looking. Even if you're not a whiz at your finances, these are really easy to use and once you get the hang of it, you'll wonder how you ever balanced your checkbook without them.

You can also purchase checkbook covers for your checks, as well as checkbook calculators that can help you in reconciling your finances. Some come small enough that they actually fit into your checkbook cover.

Some people claim that the top stub checks are more difficult to rip off from the checkbook, so extra diligence might have to be taken in removing them. Still, their convenience might just be worth the extra second it takes to be cautious.

Ordering top stub bank checks from your local bank can be pricey-if they carry them at all. Instead, if you want to save money, try ordering them online. Buying them in bulk will save you even more money. There are many websites that carry these styles of checks, and they can save you as much as 50% off of what you would pay at your bank. They also arrived in about 5 days, which might even be quicker than what your bank would get them to you at.